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In Madison, Green Bay, and throughout South Central Wisconsin, there have been significant amounts of roof hail damage in the past few years. Madison homeowners need to be proactive in checking for hail damage on their roofs. While hail is common throughout the summer, in recent years above average hail storms have occurred. This is why it’s extremely important to consider the benefits of metal roofing. At Mad City, our metal roofing is manufactured by Kassel & Irons, a strong name in the metal roofing industry. The metal roofs we provide hold the highest rating for resisting impact, that includes hail.

Hail damages shingle roofs and it decreases its life expectancy, which can be dangerous if not dealt with in a timely manner. Damage to the asphalt roof occurs when the protective surface of the asphalt shingle loosens and falls off. When those granules are removed, your shingles lose part of their protection making it easier for your roof to be damaged.

It is important to note that roofs that sustain hail damage do not always need to be removed immediately, but there is a deadline for insurance company claims. Check with your insurance company. Don’t put it off, if left with damaged shingles water, debris and animals can enter your roof and cause more damage to your home.

Identifying Hail Damage on Your Roofs

Like most of the country, asphalt shingles are the primary roofing material used on Madison area roofs. Here are some of the warning signs to look for if your roof has been damaged by hail.

  • If you see dents or bruising on your shingles.
  • Check for bald spots on your shingles indicated that granules are missing.
  • If you touch your shingles and they feel softer.
  • If you see roof granules near your home, in your gutters or near downspouts.
  • Make sure your metal air vents, siding and gutters are not damaged or dented.

Homeowner’s Insurance and Roof Hail Damage

A common question we get here at Mad City Roofing is whether their homeowner’s insurance policy will cover roof repair on a hail damaged roof. The answer is that it depends. Be sure to check your insurance policy to see what they cover and how you can file a claim. Sometimes your insurance policy will cover a roof repair. Generally, the entire roof is replaced but the insurance company knows that damage to your roof reduces it’s life expectancy and is less able to protect your home from other damage. Most times you will only be responsible for paying your deductible. If you are not sure, check out your policy paperwork or contact your insurance office directly.

When you choose Mad City Roofing, you can count on a high-quality roofing contractor that follows the manufacturer’s specifications so you get the full benefits of your metal roof. We’re locally owned and operated and all of our installers are employees of the company so when you hire Mad City Roofing, you know you are only dealing with us!